The definition of Credit Score is something unpleasant that must be accepted to obtain a particular result. Oh wait... no, that is the definition of a necessary evil. Unfortunately, Credit Scores and Reports get a bad rap as one of the most difficult tools in your financial belt to understand. Although it can be confusing, your credit can have a big effect on your financial life. In this workshop, you will… explore the importance of credit scores, learn how to access information about your credit report, discuss strategies to build and improve your report, and identify how to protect your credit from incorrect claims and fraud.

Medicare is confusing! What are parts A, B, C and D? When do I have to enroll? What will I pay? What is a Medicare Advantage Plan? What is a Medicare Supplement Plan? What about late enrollment penalties, Extra Help, Epic or Medicare Savings Programs? What kind of plans might work best for me? See how this education will help you understand how the Medicare program works. We will provide a general overview of the variety of Medicare Insurance products that are available to beneficiaries.

Prior registration is required, no walk-ins. Mail in or call 286-7265 for registration.

Whether you are single, married, widowed or divorced, The Financial Guys, certified social security claiming strategists, will inform you about the many facets of this powerful benefit and empower you to make a decision that’s right for you. Make sure you are fully informed when making your claim for your retirement income.

Did you know that 70% of Americans live paycheck to paycheck? As one of the richest nations in the world, this isn’t the way to live. This course is for anyone who needs foundational knowledge in personal finance and a proven plan on how to implement the knowledge. You will be introduced to Dave Ramsey’s (America’s Voice on Money) Baby Steps plan, and the basics of how to implement it. We will also run through a budgeting and debt reduction exercise. Students can expect to learn: budgeting/cash flow management, personal financial statements, bank accounts, retirement and investing, insurance, and some estate planning basics.

Join The Financial Guys as they break down the basics of investing. They will explain the three phases of your investing life: Hire, Retire and Expire. Learn how your planning for each affects your future goals and retirement.

Medicare is confusing! What are parts A, B, C and D? When do I have to enroll? What will I pay? What is a Medicare Advantage Plan? What is a Medicare Supplement Plan? What about late enrollment penalties, Extra Help, Epic or Medicare Savings Programs? What kind of plans might work best for me? See how this education will help you understand how the Medicare program works. We will provide a general overview of the variety of Medicare Insurance products that are available to beneficiaries.

Prior registration is required, no walk-ins. Mail in or call 286-7265 for registration.

This class is for those who are wondering how to plan for retirement. We will review retirement life stages, cash flow and Taxation and retirement by various accounts, Investments, and how to determine how much you will need to retire.